Reinsuring health : why more middle-class people are uninsured and what government can do / Katherine Swartz.

Includes bibliographical references (pages [181]-191) and index.

A health insurance system in crisis? -- PART I: WHY PEOPLE LACK HEALTH INSURANCE: The growing ranks of the insured; who lacks health insurance? -- Why employer-group health insurance is cheaper, and why those who have it are lucky -- How health insurance markets work -- PART II: PUBLIC POLICIES TO MAKE PRIVATE INSURANCE MORE AVAILABLE: Two approaches; high risk pools and assessments to cover high-risk people -- A third approach: the government as reinsurer for small-group and individual markets -- PART III: GETTING FROM HERE TO THERE: The need for a new health insurance structure -- Appendix: Precedents for government assuming responsibility for the worst risks.